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Full & Final Settlement Calculator

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Full & Final Settlement Calculator

Calculate the F&F payout when leaving a job — covers unpaid salary, leave encashment, gratuity, notice buyout, and deductions. Useful when reviewing the F&F statement HR sends.

Earnings inputs
Deduction inputs
Net F&F payable
64,000
Add to payout
Unpaid salary₹48,000
Leave encashment₹16,000
Gratuity (< 5 yrs)₹0
Gross payable₹64,000

What employers must settle in F&F

  • Unpaid salary for the final month (pro-rated by days worked)
  • Earned leave encashment for accumulated leave balance
  • Gratuity if you completed 5+ years
  • Notice period buyout if employer asked you to leave early, OR recovery from you if you left early
  • Pro-rated bonus if your employer pays one and you've earned it
  • Reimbursements still pending (travel, internet, books, etc.)

Karnataka Shops & Establishments Act requires F&F within 2 working days of relieving. Most other states require within 30 days. Delays beyond statutory limits attract interest.