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Take-Home Salary Calculator
Convert your CTC into actual monthly in-hand salary. Includes PF, ESI, professional tax, and income tax (new regime FY 2025-26).
Monthly take-home
₹87,942
Annual: ₹10,55,304
Monthly gross₹1,00,000
− PF (12% of Basic)₹6,000
− Professional tax₹200
− TDS (income tax)₹5,858
Salary breakup assumed
| Head | Monthly | Annual |
|---|---|---|
| Basic | ₹50,000 | ₹6,00,000 |
| HRA | ₹25,000 | ₹3,00,000 |
| Special allowance | ₹25,000 | ₹3,00,000 |
| Gross | ₹1,00,000 | ₹12,00,000 |
Estimates assume Basic = 50% of CTC and standard new-regime tax. Actual deductions depend on your employer's CTC structure (some include gratuity, employer-PF, group medical in CTC; we don't).