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Take-Home Salary Calculator

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Take-Home Salary Calculator

Convert your CTC into actual monthly in-hand salary. Includes PF, ESI, professional tax, and income tax (new regime).

Monthly take-home
₹93,800
Annual: ₹11,25,600
Monthly gross₹1,00,000
− PF (12% of Basic)₹6,000
− Professional tax₹200
− TDS (income tax)₹0

Salary breakup assumed

HeadMonthlyAnnual
Basic₹50,000₹6,00,000
HRA₹25,000₹3,00,000
Special allowance₹25,000₹3,00,000
Gross₹1,00,000₹12,00,000

Estimates assume Basic = 50% of CTC and the FY 2025-26 (AY 2026-27) new-regime slabs (₹75,000 standard deduction; 87A rebate up to ₹12,00,000 taxable). Actual deductions depend on your employer's CTC structure. Always reconcile with incometax.gov.in.