Insights
HR & payroll, written plain.
Practical articles from the team that runs payroll for SMBs every month — focused on India, with cross-border notes where relevant.
CTC vs Gross vs Take-home: what's actually in your bank?
A ₹12L CTC offer isn't ₹1L/month. Here's exactly how CTC, gross, and take-home differ — with a real example.
ReadForm 16 vs Form 16A: what's the difference?
Form 16 is for salary; Form 16A is for everything else. When each is issued, what's in them, how to use them at ITR filing.
ReadPF withdrawal vs PF transfer when changing jobs
The 5-year tax rule that determines the right call — withdraw and pay slab tax, or transfer and keep tax-free compounding.
ReadIn-house HR vs outsourced HR — when each makes sense
A cost + risk breakdown for businesses between 20 and 200 employees. Includes a decision matrix you can use today.
ReadGST input credit on HR vendor invoices — what you can & can't claim
Many SMBs miss legitimate input credit on HR & payroll services. Here's the exact rule, with a worked example.
ReadChoosing a payroll cycle: 1st, 7th, or last working day?
The decision affects your cash flow, employee satisfaction, and statutory filing windows. We compare the three.
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