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The Indian SMB Payroll Compliance Checklist — 2026 edition

A 24-page PDF covering PF, ESI, PT, TDS, gratuity, statutory bonus, leave encashment, and 8 commonly-missed compliance items. Used by 200+ Indian SMB owners and HR teams.

Month-by-month compliance calendar with deadlines
PF + ESI + PT + TDS filing dates and penalty rates
12-step pre-payroll-day checklist (run it monthly)
Common ECR rejection reasons + how to fix them
Audit-ready document register (7-year retention guide)
EPFO Section 14B damages slab reference table
Updated May 2026 No spam · unsubscribe anytime

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What's inside the 24 pages

1. The monthly cadence

What to do on the 1st, 5th, 10th, 15th, and 25th of every month. Plus the quarterly + annual stack.

2. PF — full deep dive

UAN, e-Nomination, ECR v3.5, voluntary contributions, contractor liability, Section 14B damages math.

3. ESI

When ESI applies, employee + employer rates, monthly contribution + annual return, dependents.

4. Professional Tax

State-wise PT slabs, registration thresholds, monthly/half-yearly filing frequency by state.

5. TDS on salary

Section 192 mechanics, regime choice, perquisite valuation, Form 16 vs 16A, Form 24Q quarterly.

6. Statutory bonus

Payment of Bonus Act applicability, 8.33% floor / 20% ceiling, calculation, Form A/B/C.

7. Gratuity

Payment of Gratuity Act, 5-year qualification, 15-days × years × last-drawn-basic, cap, FNF integration.

8. Leave encashment

Earned-leave encashment policy, taxability under Section 10(10AA), proportional FNF entries.

9. Maternity benefit

26 weeks paid, mandatory creche at 50+ women employees, return-to-work obligations.

10. Common pitfalls

15 mistakes we see across audits. Real numbers, real fixes.

11. Document register

Which registers, retained how long, what an inspector will ask to see first.

12. Quick reference

One-page printable cheat-sheet — pin it to the wall. Penalty rates + deadlines at a glance.

Or skip the checklist —

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